ABA Family Legal Guide

Automobiles

Accidents and Insurance

Insurance

What are "compulsory insurance" statutes?

Compulsory insurance statutes mandate that drivers file proof of insurance as a condition of receiving their vehicle registration. Many states require drivers to purchase certain insurance options, such as collision, which pays you for damage to your car irrespective of who was at fault, and comprehensive, which pays you for damage done to your car caused by theft, fire, and vandalism.