In most states, you can get extended coverage for these standard exceptions by paying an additional premium and furnishing additional evidence to the title company, so that these exceptions from coverage can be deleted or limited. Other common exclusions from coverage include

Exclusions need to be removed by special endorsements and probably will result in additional premiums. (In some states, exclusions for problems not shown in the public record cannot be removed.) Even in a policy "without exceptions," title insurers will also list as a special exception matters of record, such as subdivision restrictions, or anything they find that might turn into a claim, whether it is this year's property taxes or the power company's easement across the property. Check your current policy to see what's on the list, in case there's anything you should be concerned about.