Stacy has become overwhelmed with credit card debt. Debt collectors are calling her at home and at work. Some debt collectors contact her late at night when she is trying to sleep. Is there anything she can do to relieve the mounting pressure and to prevent harassment by creditors and collection agencies?

There are many agencies, both nonprofit and for-profit, that offer ways to help people manage their debt and start the process of rebuilding credit. This section will discuss these issues of debt, debt collection, and credit repair.

Subsections

1. How Much Debt Can You Handle?
2. Debt Collection and the Law
3. Credit Counseling