This book would not have been possible without the assistance of numerous American Bar Association members and other experts from all over the country. Law professors, judges, and practicing attorneys—as well as staff members of the American Bar Association and other bar associations—reviewed the material in this and previous editions of the book, assuring that the information was accurate, up to date, and expressed clearly, in laypersons' terms.

These experts generously donated their time to this effort. Many of them serve on American Bar Association committees in their areas of expertise. Others serve as writers and editors of American Bar Association scholarly and professional publications. They represent some of the finest minds in the association, and we are deeply grateful for their generosity with their time and their willingness to read drafts repeatedly as part of the process of making them accurate, clear, and helpful.

The reviewers are listed for each chapter to which they contributed.

When and How to Use a Lawyer

Arthur Garwin, Director of Publications and Conference Planning, Center for Professional Responsibility, American Bar Association, Chicago, Illinois;

William Hornsby, Staff Counsel, Division for Legal Services, American Bar Association, Chicago, Illinois;

Frances Johansen, Unauthorized Practice of Law Counsel, State Bar of Arizona, Phoenix, Arizona;

George Kuhlman, Associate Director and Ethics Counsel, Center for Professional Discipline, American Bar Association, Chicago, Illinois;

Marian P. McCulloch, Attorney, Allen Dell, P.A., Attorneys-at-Law, Tampa, Florida;

James Bernard McLindon, Chair, American Bar Association Standing Committee on Lawyer Referral and Information Service, and Attorney-at-Law, Northampton, Massachusetts;

Karma S. Rodgers, President, America Prepaid Legal Institute; Member, American Bar Association Task Force on Lawyers Center for Personal Legal Services; and Member, Butler Rodgers & Johnson LLC, Attorneys-at-Law, Milwaukee, Wisconsin;

Alec M. Schwartz, Associate Director, Division for Legal Services, American Bar Association, Chicago, Illinois;

Leopold Sher, Co-Chair, Standing Committee on Continuing Legal Education, American Bar Association Section of Real Property and Probate, and Attorney, Sher Garner Cahill et al., Attorneys-at-Law, New Orleans, Louisiana;

Sheree Swetin, Executive Director, San Diego County Bar Association, San Diego, California.

How the Legal System Works

Honorable Rebecca Albrecht, Past Chair, Lawyer's Conference of the Judicial Administration Division, American Bar Association, and Judge, Superior Court of Arizona, Maricopa County, Phoenix, Arizona;

Seth S. Andersen, Project Manager, Standing Committee on Judicial Independence, American Bar Association, Chicago, Illinois;

Honorable Louraine Arkfeld, Member, Coalition for Justice, American Bar Association, and Judge, Tempe Municipal Court, Tempe, Arizona;

Honorable Lorenzo Arredondo, Former Member, Standing Committee on Public Education, American Bar Association, and Circuit Court Judge, Lake Circuit Court, Crown Point, Indiana;

Honorable Thomas Barland, Reserve Judge, Eau Claire County, Wisconsin;

Honorable B. Michael Dann, Judge (ret.), Superior Court of Arizona, Maricopa County, Phoenix, Arizona, and Visiting Fellow, National Center for State Courts, Williamsburg, Virginia;

David Durfee, Executive Director of Legal Affairs, Administrative Office of the Courts, Maryland Judicial Center, Annapolis, Maryland;

Robert D. Evans, Director, Governmental Affairs Office, American Bar Association, Washington, D.C.;

Eileen Gallagher, Staff Director, ABA Standing Committee on Federal Judicial Improvements, American Bar Association, Chicago, Illinois;

Michael F. Garrahan, Trial Court Services, Special Programs Unit, Administrative Office of the Courts, State of New Jersey, Trenton, New Jersey;

Honorable Janice Gradwohl, Former Presiding Judge, County Court, Third Judicial District of Nebraska, and Adjunct Professor of Law, University of Nebraska College of Law, Lincoln, Nebraska;

Honorable Gary Lumpkin, Presiding Judge, Oklahoma Court of Criminal Appeals, Oklahoma City, Oklahoma;

Jack B. Middleton, Past Secretary, American Bar Association; Member, House of Delegates, American Bar Association; and President, McLane, Graf, Raulerson & Middleton PA, Attorneys-at-Law, Manchester, New Hampshire;

Honorable Gayle A. Nachtigal, Circuit Court Judge, Washington County Circuit Court, Hillsboro, Oregon;

Paula Nessel, Staff Director, Coalition for Justice, American Bar Association, Chicago, Illinois;

Honorable James A. Noe, Past Chair, American Bar Association National Conference of State Trial Judges; Past Chair, American Bar Association Judicial Division; Past Judiciary Member, ABA Board of Governors; and Judge (Ret.), King County Superior Court, Seattle, Washington;

Robert O'Neil, Director, Thomas Jefferson Center, Charlottesville, Virginia;

David A. Sellers, Assistant Director for Public Affairs, Administrative Office of the United States Courts, Washington, D.C.;

Honorable Norma L. Shapiro, Chair, Coordinating Council of the Justice Center, American Bar Association, and Judge, U.S. District Court, Philadelphia, Pennsylvania;

Honorable James Scott Sledge, Chair, American Bar Association Judicial Division, and United States Bankruptcy Judge, Northern District of Alabama, Anniston, Alabama;

Honorable Daniel E. Wathen, Former Chief Justice, Maine Supreme Judicial Court, now Of Counsel to Pierce Atwood, Attorneys-at-Law, Portland, Maine.

Mary Lou Boland, Chair, Victims Committee, American Bar Association Criminal Justice Section, and Attorney, Cook County State's Attorney's Office, Chicago, Illinois;

Stephen J. Bronis, Co-Chair, Defense Function/Services Committee, American Bar Association Criminal Justice Section, and Partner, Zuckerman Spaeder LLP, Attorneys-at-Law, Miami, Florida;

Vincent A. Citro, Chair, Criminal and Juvenile Justice Committee, American Bar Association Young Lawyers Section, and Attorney, Lowndes Drosdick Doster et al., Attorneys-at-Law, Orlando, Florida;

Amie L. Clifford, Member, American Bar Association Standing Committee on Substance Abuse, and Assistant Director, National College of District Attorneys, University of South Carolina, Columbia, South Carolina;

Gerald T. Giaimo, Co-Coordinator, Special Projects, American Bar Association Young Lawyers Division, and Attorney, Tyler Cooper & Alcorn LLP, Attorneys-at-Law, New Haven, Connecticut;

Jolanta Juszkiewicz, Deputy Director, Pretrial Services Resource Center, Washington, D.C.;

Steven M. Kowal, Chair, Criminal Practice and Procedure Committee, American Bar Association Section of Antitrust Law, and Member, Bell, Boyd & Lloyd LLC, Attorneys-at-Law, Chicago, Illinois;

Laura Ariane Miller, Co-Chair, Criminal Litigation Committee, American Bar Association; Past Chair, Health Litigation Committee, American Bar Association; and Partner, Nixon Peabody LLP, Attorneys-at-Law, Washington, D.C.;

Wallace John Mlyniec, Associate Dean (Clinical Education and Public Service Programs), Lupo-Ricci Professor of Clinical Legal Studies, and Director, Juvenile Justice Clinic, Georgetown University Law Center, Washington D.C.;

Barry Pollack, Chair, Subcommittee on Federal Rules and Jury Instructions, American Bar Association Section of Litigation Criminal Litigation Committee, and Partner, Nixon Peabody LLP, Attorneys-at-Law, Washington, D.C.;

Alan Raphael, Associate Professor of Law, Loyola University Chicago School of Law, Chicago, Illinois;

Kathy Swedlow, Assistant Professor of Law and Deputy Director, Cooley Innocence Project, Thomas M. Cooley Law School, Lansing, Michigan;

Pauline Weaver, Member, Board of Governors, American Bar Association; Member, General Practice, Solo and Small Firm Council, American Bar Association; and Public Defender, Alameda County, California.

Family Law

Jeff Atkinson, Professor, DePaul University Chicago College of Law

Willard DaSilva, Member, Council of the Section of Family Law, American Bar Association, and Partner, DaSilva, Hilowitz & McEvily LLP, Attorneys-at-Law, Garden City, New York;

Howard Davidson, Director, Center on Children and the Law, American Bar Association, Washington, D.C.;

Linda Elrod, Past Chair, Family Law Section, American Bar Association, and Professor of Law, Washburn University School of Law, Topeka, Kansas;

Diane Geraghty, Professor of Law, Loyola University Chicago School of Law, Chicago, Illinois;

Honorable Debra Lehrmann, Judge, 360th District Court, Fort Worth, Texas;

Ira Harold Lurvey, Past Chair, American Bar Association Family Law Section, and Partner, Lurvey & Shapiro, Attorneys-at-Law, Los Angeles, California;

Laura W. Morgan, Vice-Chair, Conference of State and Local Bar Family Law Leaders, American Bar Association Family Law Section, and Owner, Family Law Consulting, Charlottesville, Virginia;

Ronald W. Nelson, Member, Council of the American Bar Association Family Law Section, and Partner, Nelson & Booth, Attorneys-at-Law, Overland Park, Kansas;

Arnold Rutkin, Attorney-at-Law, Westport, Connecticut;

Carolyn J. Stevens, Chair, Family Law Committee, American Bar Association General Practice Section, and Attorney-at-Law, Lolo, Montana.

Law and the Workplace

Tom Allison, Partner, Allison, Slutsky & Kennedy, P.C., Attorneys-at-Law, Chicago, Illinois;

Alan Blanco, Attorney, Rothman Gordon, P.C., Attorneys-at-Law, Pittsburgh, Pennsylvania;

Donald W. Cohen, Arbitrator and Mediator, Glenview, Illinois;

Barbara Fick, Professor of Law, Notre Dame Law School

Jay Grenig, Professor of Law, Marquette University Law School, Milwaukee, Wisconsin;

Peggy Hillman, Attorney, Macey Macey & Swanson, Attorneys-at-Law, Indianapolis, Indiana;

Kenneth D. Kleinman, Co-Chair (Management), Occupational Safety and Health Law Committee, American Bar Association Section of Employment and Labor Law, and Shareholder, Stevens & Lee, Attorneys-at-Law, Wayne,
Pennsylvania;

Louis B. Kushner, Co-Chair (Union), Employment Rights and Responsibilities Committee, American Bar Association Section of Labor and Employment Law, and Attorney, Rothman Gordon, P.C., Attorneys-at-Law, Pittsburgh, Pennsylvania;

Adrienne Mazura, Partner, Piper, Marbury, Rudnick, et al., Attorneys-at-Law, Chicago, Illinois;

Susan Potter Norton, Co-Chair, Employment and Labor Relations Committee, American Bar Association Section of Litigation, and Partner, Allen Norton & Blue, P. A., Attorneys-at-Law, Coral Gables, Florida;

Steven F. Pockrass, Attorney, Ice Miller, Attorneys-at-Law, Indianapolis, Indiana;

Theodore St. Antoine, Degan Professor of Law, University of Michigan Law School, Ann Arbor, Michigan;

Darlene A. Vorachek, Co-Chair (Plaintiff), Employment Rights and Responsibilities Committee, American Bar Association Section of Labor and Employment Law, and Partner, Abrahamson Vorachek & Mikva, Attorneys-at-Law, Chicago, Illinois;

Paul Wyler, California Unemployment Insurance Appeals Board, Los Angeles, California.

David Haron, Principal, Frank, Stefani, Haron & Weiner, Attorneys-at-Law, Troy, Michigan;

John P. Hennigan, Jr., Professor of Law, St. John's University School of Law, Jamaica, New York;

Jonathan Hoyt, Member, American Bar Association Business Law Section, and Attorney-at-Law, Clinton, Connecticut;

Cindy Moy, Attorney-at-Law, Golden Valley, Minnesota;

Gerald Niesar, Partner, Niesar & Diamond LLP, Attorneys-at-Law, San Francisco, California;

Tom Pitegoff, Attorney, Pitegoff Law Offices, White Plains, New York;

G. Lane Ware, Co-Chair, Pro-Bono Committee, Section of Business Law, American Bar Association, and Shareholder, Ruder, Ware & Michler LLSC, Attorneys-at-Law, Wausau, Wisconsin.

Buying and Selling a Home and Home Ownership

Jane Easter Bahls, Writer, Enterpreneur, Student Lawyer, and various ABA publications.

Gurdon Buck, Former Member, Council of the Real Property, Probate and Trust Law Section, American Bar Association, and Counsel, Robinson and Cole, Attorneys-at-Law, Hartford, Connecticut;

Sally H. Foote, Partner, Thompson and Foote, P.A., Attorneys-at-Law, Clearwater, Florida;

Richard M. Frome, Vice-Chair, Committee on Assigning and Subleasing, American Bar Association Section of Real Property, Probate, and Trust Law, and Attorney-at-Law, New York, New York;

David Haron, Principal, Frank, Stefani, Haron & Weiner, Attorneys-at-Law, Troy, Michigan;

Madelynn Hausman

Jonathan Hoyt, Past Chair, Purchase and Sale of Residential Real Estate Committee, American Bar Association, and Attorney-at-Law, Clinton, Connecticut;

Jack S. Levey, Past Vice-Chair, Title Insurance Committee, American Bar Association; Member, Commercial Leasing Group, American Bar Association; and Attorney-at-Law, Columbus, Ohio;

Ronald J. Maas, General Counsel, Century/Intercounty Title Agency, Inc., Pine Brook, New Jersey;

Frank A. Melchior, Vice-President & Senior Underwriting Counsel, New Jersey Title Insurance Company, Parsippany, New Jersey;

Ellen G. Pollack, Council Member-at-Large, General Practice, Solo and Small Firm Section, American Bar Association, and Attorney, Fentin & Goldman LLP, White Plains, New York;

Julius Zschau, Partner, Pennington, Moore, Wilkinson, Bell & Dunbar, P.A., Attorneys-at-Law, Tampa, Florida.

Renting Residential Property

Allison Gould, Vice-Chair, Committee on Affordable Housing, American Bar Association Section of Real Property, Probate, and Trust Law, and Attorney in Atlanta, Georgia;

Myron Moskovitz, Professor of Law, Golden Gate University School of Law, San Francisco, California;

Michael Pensack, Executive Director, Illinois Tenants Union

Tracie R. Porter, Vice-Chair, Public Education Committee, American Bar Association Section of Real Property, Probate, and Trust Law, and Attorney, Brown Udell & Pomerantz, Attorneys-at-Law, Chicago, Illinois;

Frederic White, Jr., Professor of Law, Cleveland Marshall College of Law, Cleveland State University, Cleveland, Ohio.

Consumer Credit

James C. Conboy, President and Chief Operating Officer, Citizens National Bank, Cheboygan, Michigan;

John L. Culhane, Jr., Former Member, Consumer Financial Services Committee, American Bar Association Business Law Section, and Partner, Ballard Spahr et al., Attorneys-at-Law, Philadelphia, Pennsylvania;

Marianne B. Culhane, Professor of Law, Creighton University School of Law, Omaha, Nebraska;

Michael M. Greenfield, Walter D. Coles Professor of Law, Washington University School of Law, St. Louis, Missouri;

Thomas B. Hudson, Member, Consumer Financial Services Committee, American Bar Association Business Law Section, and Member, Hudson Cook LLP, Attorneys-at-Law, Linchicum, Maryland;

Robert W. Johnson, Former Director, Credit Research Center, Krannert Graduate School of Management, Purdue University, and Member, Consumer Credit Intelligence LLC, Greenwich, Connecticut.

Consumer Bankruptcy

Sara A. Austin, Attorney, Blakey, Yost, Bupp & Rausch LLP, Attorneys-at-Law, York, Pennsylvania;

Honorable Bernice Donald, Judge, U.S. District Court, Memphis, Tennessee;

David A. Greer, Vice-Chair, Consumer Bankruptcy Committee, American Bar Association Business Law Section, and Principal, Hofeimer Nusbaum, P.C., Attorneys-at-Law, Norfolk, Virginia;

John P. Hennigan, Jr., Professor of Law, St. John's University School of Law, Jamaica, New York;

Shayna Michele Steinfeld, Co-Chair, Bankruptcy Committee, American Bar Association Family Law Section, and Partner, Steinfeld & Steinfeld, P.C., Attorneys-at-Law, Atlanta, Georgia.

Contracts and Consumer Law

Michael M. Greenfield, Walter D. Coles Professor of Law, Washington University School of Law, St. Louis, Missouri;

Robert M. Langer, Chair, Consumer Protection Committee, American Bar Association Antitrust Section, and Attorney, Wiggin & Dana LLP, Attorneys-at-Law, Hartford, Connecticut;

Steve Lash, President, Cert.ainty Publishing

Frederick H. Miller, Professor of Law, University of Oklahoma Law Center, Norman, Oklahoma.

Computer Law

Jeffrey Allen, Vice-Chair, Committee on Communications and Technology, American Bar Association Senior Lawyers Division, and Partner, Graves & Allen, Attorneys-at-Law, Oakland, California;

Elizabeth W. Benet, Chair, Emerging Issues Committee, American Bar Association Tort and Insurance Practice Section, and Second Vice-President and New Product Development Specialist, GeneralCologne Re, Stamford, Connecticut;

Katherine Catlos, Partner, Lewis Brisbois Bisgaard & Smith, Attorneys-at-Law, San Francisco, California;

Debbie Chong, CEO, Virtual Boardwalk/Lenos, San Francisco, California;

William Sloan Coats, Division Chair, Computer Law Division, American Bar Association Section of Science and Technology Law, and Partner, Orrick Herrington & Sutcliffe, Attorneys-at-Law, Menlo Park, California;

Daniel A. Cotter, Member, E-Commerce Committee, American Bar Association Section of Tort and Insurance Practice, and Counsel, Unitrin, Inc., Chicago, Illinois;

Richard Field, Secretary, American Bar Association Section of Science and Technology Law, and Attorney-at-Law, Cliffside Park, New
Jersey;

Ivan K. Fong, Vice-Chair, American Bar Association Section of Science and Technology Law, and Senior Counsel, E-Commerce & Information Technology, General Electric Company, Fairfield, Connecticut;

Rolland E. Grefe, Liaison from American Bar Association Senior Lawyers Section to the Standing Committee on Technology and Information Systems and Co-Founder, Grefe & Sidney PLC, Attorneys-at-Law, Des Moines, Iowa;

Shannon B. Hartsfield, Vice-Chair, Committee on eHealth and Privacy, American Bar Association Health Law Section, and Partner, Holland & Knight LLP, Attorneys-at-Law, Tallahassee, Florida;

Lester L. Hewitt, Partner, Akin Gump Strauss et al., Attorneys-at-Law, Houston, Texas;

Jonathan S. Jennings, Chair, Federal Trademark Legislation Committee, American Bar Association Section of Intellectual Property Law, and Attorney, Pattishall McAuliffe et al., Attorneys-at-Law, Chicago, Illinois;

Armando Lasa-Ferrer, Member, American Bar Association Board of Governors and Partner, Lasa Monroig & Veve, Attorneys-at-Law, Guaynabo, Puerto Rico;

William Joseph Luddy, Jr., Vice-Chair, Computer Law Division, American Bar Association Section of Science and Technology Law, and Clinical Professor, Lally School of Management & Technology, Rensselaer Polytechnic Institute, Hartford, Connecticut;

David W. Maher, Chair, Committee on Internet Governance, American Bar Association Section of Science and Technology Law, and Partner, Sonnenschein Nath & Rosenthal, Attorneys-at-Law, Chicago, Illinois;

Joseph I. Rosenbaum, Partner, Reed Smith LLP, Attorneys-at-Law, New York, New York;

Randy V. Sabett, Vice-Chair, Committee on Information Security, American Bar Association Section of Science and Technology Law, and Attorney, Cooley Godward LLP, Attorneys-at-Law, Reston, Virginia;

Ruven Schwartz, Vice-Chair, Electronic Commerce Division, American Bar Association Section of Science and Technology Law, and Business Systems Consultant, Wells Fargo Cryptography Services, Minneapolis, Minnesota;

Thomas J. Smedinghoff, Past Chair, American Bar Association Section of Science and Technology Law, and Partner, Baker & McKenzie, Attorneys-at-Law, Chicago, Illinois;

Sandra P. Thompson, Chair, Special Committee on Patents and the Internet, American Bar Association Section of Intellectual Property Law, and Attorney, Rutan & Tucker LLP, Attorneys-at-Law, Costa Mesa, California;

Jonathan B. Wilson, Chair, Internet Industry Committee, American Bar Association Section of Public Utility Law, and Assistant General Counsel, Interland, Inc., Atlanta, Georgia;

Stephen S. Wu, Co-Chair, Committee on Information Security, American Bar Association Section of Science and Technology Law, and President and CEO, InfoSec Law Group, PC, Los Altos, California.

Automobiles

James J. Ahern, Partner, Ahern, Maloney & Moran LLC, Attorneys-at-Law, Chicago, Illinois.

Personal Injury

William Ryan Acomb, Vice-Chair, Self Insurers and Risk Managers Committee, and Immediate Past Chair and Current Website Coordinator, Automobile Law Committee, American Bar Association Section of Tort and Insurance Practice, and Member, Porteous Hainkel et al. LLP, Attorneys-at-Law, New Orleans, Louisiana;

Stanley Jerome Cohn, Attorney, Lugenbuhl Wheaton Peck et al., Attorneys-at-Law, New Orleans, Louisiana;

Peter Kochanski, Attorney-at-Law, Baltimore, Maryland;

William R. Levasseur, Attorney-at-Law, Baltimore, Maryland;

Stephen I. Richman, Partner, Richman & Smith LLP, Attorneys-at-Law, Washington, Pennsylvania;

Mark L. Sklan, Attorney, Law Office of Linda Libertucci, Orange, California;

Michelle Tilton, Revenue Officer, Tort and Insurance Practice Section, American Bar Association; Former Director and Special Projects Chair, Young Lawyers Division, American Bar Association; and Executive Vice-President, First Media Insurance Specialists, Inc., Kansas City, Missouri.

The Rights of Older Americans

The Center for Law and Aging of the American Bar Association is a nationally recognized source of information on law for older Americans. Its mission is to strengthen and secure the legal rights, dignity, autonomy, quality of life, and quality of care of elders. It carries out this mission through research, policy development, technical assistance, advocacy, education, and training.

Five lawyers on the staff of the Center reviewed this chapter. In addition to the team leader Charles P. Sabatino, Assistant Director of the Commission on Law and Aging and Adjunct Professor at Georgetown University Law Center, they were:

Stephanie Edelstein, Associate Staff Director, who specializes in housing, economic security, and legal services delivery issues;

Naomi Karp, Associate Staff Director, who specializes in grandparent visitation, kinship care, health care, nursing homes, and dispute resolution;

Lori Stiegel, Associate Staff Director, who specializes in elder abuse, alternatives to guardianship, consumer fraud, and legal services delivery; and

Erica Wood, Associate Staff Director, who specializes in issues concerning guardianship, long-term care, dispute resolution, court access, and legal services delivery.

Health-Care Law

Lawrence Gostin, Professor of Law, Georgetown University; Professor of Public Health, the Johns Hopkins University; and Director, Center for Law & the Public's Health, Washington, D.C.;

Ami S. Jaeger, Chair, Subcommittee on Genetic Research, Committee on Regulation of Research, American Bar Association; Co-Chair, Assisted Reproductive Technology and Genetics Committee, American Bar Association; and Principal, BioLaw Group LLC, Santa Fe, New Mexico;

Timothy Jost, Robert L. Willett Family Professor, Washington and Lee University School of Law, Lexington, Virginia;

Joan Polacheck, Partner, McDermott, Will & Emery, Attorneys-at-Law, Chicago, Illinois;

Salvatore J. Russo, Past Chair, Health Law Section, New York State Bar Association, and Executive Senior Counsel, New York City Health & Hospitals Corporation, New York, New York;

Bethany J. Spielman, Member, Planning Board, Health Lawyer, American Bar Association, and Associate Professor, Department of Medical Humanities, SIU School of Medicine, Springfield, Illinois.

Estate Planning

Lena Barnett, Attorney-at-Law, Silver Spring,Maryland;

Michael G. Cumming, Member, Dykema Gossett PLLC, Attorneys-at-Law, Bloomfield Hills, Michigan;

Edgar T. Farmer, Of Counsel, Husch & Eppenberger, Attorneys-at-Law, St. Louis, Missouri;

Thomas M. Featherston, Council Member and Probate Editor of Probate and Property Magazine, American Bar Association Section of Real Property, Probate and Trust Law, and Mills Cox Professor of Law, Baylor Law School, Waco, Texas;

Susan N. Gary, Associate Articles Editor for Probate and Trust of Probate and Property Magazine, American Bar Association Section of Real Property, Probate and Trust Law, and Associate Professor of Law, School of Law, University of Oregon, Eugene, Oregon;

Rik Huhtanen, Attorney-at-Law, Eugene, Oregon;

John Laster, Co-Chair, Committee on Estate
Planning for Individuals with Multi-State
Property or Contacts, American Bar Association Section of Real Property, Probate and
Trust Law, and Attorney-at-Law, Falls Church, Virginia;

Rebecca C. Morgan, Vice-Chair, Health Care Decisions Committee, American Bar Association Section of Real Property, Probate and Trust Law, and Boston Asset Management Distinguished Professor of Law and Director, Center for Excellence in Elder Law, Stetson University College of Law, Gulfport, Florida;

Harold Pskowski, Acquisitions Editor for Probate and Trust, Media/Book Products, American Bar Association Section of Real Property, Probate and Trust Law, and Attorney, BNA Tax Management, Washington, D.C.;

Douglas J. Rasmussen, Member, Clark Hill PLC, Attorneys-at-Law, Detroit, Michigan;

Pamela L. Rollins, Partner, Simpson Thacher & Bartlett, Attorneys-at-Law, New York, New
York;

Charles P. Sabatino, Associate Director, American Bar Association Commission on Law and Aging, Washington, D.C.;

Michael D. Whitty, Co-Chair, Committee on Estate Planning and Administration for Business Owners, American Bar Association Section of Real Property, Probate and Trust Law, and Partner, Winston & Strawn, Attorneys-at-Law, Chicago, Illinois.