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Driving Without Valid / Sufficient Insurance


State Statute
AlabamaLiability insurance required (AL Code 32-7A-4)
AlaskaMotor vehicle liability insurance required (AK Statutes scroll to 28.22.011)
ArizonaVehicle Insurance and Financial Responsibility (ARS Title 28 scroll to Chapter 9)
ArkansasProof to be furnished for each vehicle (AR Code 27-19-711)
CaliforniaDivision 7 - Financial Responsibility Laws (scroll down) (California Vehicle Code)
ColoradoMotor Vehicle Financial Responsibility Law (CRS Title 42 Article 7)
ConnecticutProof of financial responsibility (GSC section 14-112)
DelawareMotor vehicle liability policy (DE Code Title 21 section 2902)
District of ColumbiaFinancial responsibility; proof required for each registered vehicle (DC Code section 50-1301.52)
FloridaFinancial Responsibility (FS Chapter 324)
GeorgiaMotor Vehicle Safety Responsibility Act (Georgia Code 40-9-1)
HawaiiMotor Vehicle Safety Responsibility Act (HRS Chapter 287)
IdahoRequired motor vehicle insurance (ID Statutes section 49-1229)
IllinoisMandatory Insurance (625 ILCS 5/7-601 to 5/7-610)
IndianaFinancial Responsibility (Indiana Code Title 9, Article 25)
IowaProof of security against liability (IA Code section 321.20B)
KansasFinancial Responsibility Law (KRS Chapter 187)
LouisianaSecurity required (LRS 32:861)
MaineFinancial responsibility and insurance (MRS Title 29-A Chapter 13)
MarylandRequired Security (MD Transp. Code Title 17)
MassachusettsOperating motor vehicle without liability policy, bond or security deposit (90 MGL section 34J)
MichiganProducing evidence of motor vehicle insurance (MI Vehicle Code section 257.328)
MinnesotaCriminal penalty for failure to produce proof of insurance (MN Statute 169.791)
MississippiMotor vehicle safety - responsibility (MS Code Title 63, Ch. 15)
MissouriMotor Vehicle Financial Responsibility Law (MRS Chapter 303)
MontanaWhen proof of financial responsibility required (MCA section 61-6-131)
NebraskaProof of financial responsibility (R.R.S. Nebr. § 60-528)
NevadaInsurance required (NRS 485.185)
New HampshireAmount of proof of financial responsibility (NH Statutes 264:20)
Methods of giving proof of financial responsibility (NH Statutes 264:21)
New JerseyMaintenance of motor vehicle liability insurance coverage (NJ Statutes 39:6B-1)
New MexicoVehicle must be insured (NMS 66-5-205)
New York Financial security; registration (NY Vehicle & Traffic Code section 312)
North CarolinaMotor Vehicle Safety and Financial Responsibility Act (NCGS Ch. 20, Article 9A)
North DakotaProof of Financial Responsibility for the Future [PDF] (ND Code Chapter 39-16.1)
Driving without liability insurance prohibited [PDF] (ND Code Chapter 39-08 scroll to 39-08-20)
OhioFinancial Responsibility (ORC Chapter 4509)
OklahomaProof of financial responsibility (OK Statute 47-7-201)
OregonFinancial Responsibility Law [PDF] (OR Vehicle Code Ch. 806)
PennsylvaniaFinancial Responsibility: Proof of Financial Responsibility [PDF] (PA Vehicle Code Ch. 17; scroll to Subchapter H)
Rhode IslandProof of Financial Responsibility for the Future (RI Code Ch. 31-32)
South CarolinaMotor Vehicle Financial Responsibility Act (SC Code Title 56, Ch. 9)
South DakotaMaintenance of financial responsibility--Violation as misdemeanor (SD Codified Laws section 32-35-113)
TennesseeFinancial Responsibility of Owners or Operators (TN Code Title 55, Chapter 12)
Texas<Motor Vehicle Safety Responsibility Act (TX. Transp. Code Ch. 601)
UtahOperating motor vehicle without owner's or operator's security -- Penalty (UT Code 41-12a-302)
VermontMaintenance of financial responsibility (23 VSA section 800)
VirginiaProof of insurance required (VA Code 46.2-706)
WashingtonLiability insurance or other financial responsibility required (RCW section 46.30.020)
West VirginiaRequired security (WV Code section 17D-2A-3)
WisconsinProof of financial responsibility for the future required [PDF] (WI Code Chapter 344 scroll to section 344.29)
WyomingProof of financial responsibility (WY Statutes Title 31, Ch. 9, Article 4)

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